Freeze rising costs
Start with the pressure that essential expenses place on household income.
THE ECONOMIST BEHIND ZERO COST ECONOMICS
Economist · Inventor · Author
What if prosperity
didn’t have to come from debt?
Five decades. One defining idea. Dr. Khavari’s Zero Cost Economics proposes turning recurring expenses into lasting wealth — rethinking housing, healthcare, energy, education, and money itself.
Born in Yazd. Educated in Germany. At home in Miami.
Book 2 of the Zero Cost Economics series. Khavari argues the way out of a costly, debt-driven system isn't more of the same — it's removing the unnecessary costs baked into housing, healthcare, energy, education, and money itself, so families keep more of what they earn and build real security. A road map, in his words, to a bright future.
Buy on Amazon →Part of his past, not a current campaign: in 2010 and 2014 he ran for Governor of Florida as an independent, and in 2016 for Miami-Dade County Mayor — on sea-level rise, the Turkey Point nuclear plant, and the Biscayne Aquifer, alongside his economic plan for the state.
It's Rainmaking Time! — Dr. Khavari joins Kim Greenhouse and Ellen Brown (Web of Debt) to lay out the blueprint for a zero-cost economy, public banking, and a wave of new jobs.
Khavari’s proposal goes beyond household budgeting. It asks how economic policy could lower essential costs and help families build lasting security.
Start with the pressure that essential expenses place on household income.
Examine the policies and systems behind housing, energy, healthcare, and education.
In his framework, reducing recurring expenses leaves more income available to accumulate wealth.
A plain-language introduction to his proposal. Explore the full argument in his own words.
Read his original explanation ↗The Zero Cost Economics series (2026), in order, plus the classics that built it — click any cover to buy on Amazon.
Swipe to discover the books →
Find every earlier work on Amazon - search all Farid A. Khavari books
His foundational book was long offered as a free download on his original site, ZeroCostEconomy.com.
Explore Dr. Khavari’s original website for his economic framework and information about Towards a Zero-Cost Economy. Start with his written introduction, then follow the book and download links on his site.
His original graphic presentation uses Flash, which current browsers no longer support. The written introduction remains readable.

His long-form interview with Kim Greenhouse, alongside Ellen Brown, on public banking, jobs, and "carefreeism" — economic security as a design, not a dream.
Numerous interviews on radio shows throughout the United States discussing his books and the Khavari Economic Plan.
Appearances include ABC's 20/20 and The Geraldo Rivera Show (NBC).
Ran on local ecological and economic concerns: sea-level rise, the Turkey Point Nuclear Plant, and protecting the Biscayne Aquifer.
Historical: his independent campaigns were built entirely on the Khavari Economic Plan — fix Florida's economy without higher taxes, through a Bank of the State of Florida. He is not a candidate today; this is part of his record.
For speaking, interviews, and event inquiries, contact Dr. Khavari through the form on his Zero Cost Economy website.
Dr. Khavari is not running for office today. The campaigns below are part of his biography — the years he took his economic plan directly to the voters.
"When the house is on fire, you don't call the plumber — you call the firefighter. When the economy is failing, you don't call a politician. You call an economist."
Announcing in 2009, Khavari made a straightforward case: Florida had enormous economic potential and enormous economic problems, and the people who helped create the mess weren't going to fix it. His plan proposed using ordinary banking rules through a new Bank of the State of Florida — earning billions a year for the state treasury, saving homeowners thousands a year, covering the state's investment losses, and then cutting taxes. No higher taxes. That was the whole pitch, and he took it around the state as an independent candidate for Governor in 2010 and again in 2014.
In 2016 he ran for Miami-Dade County Mayor, bringing the same lens home: sea-level rise, the Turkey Point nuclear plant, and the future of the Biscayne Aquifer. The campaigns ended, the argument didn't — it became the books above, and the promise in his old slogan, Economic Security for All Floridians, is still the promise that runs through every one of them.